<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"><url><loc>https://csr2020.vtb.com/</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/vtb-2020</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/vtb-2020/chairman-message</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/vtb-2020/key-indicators</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/vtb-2020/vtb-30-years</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/vtb-2020/covid-19</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/about-group</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/about-group/events-of-the-year</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/about-group/mission</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/about-group/achievement-un-goals</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/sustainable-development</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/sustainable-development/corporate-governance</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/sustainable-development/risks-management</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/sustainable-development/compliance-control</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/sustainable-development/business-ethics</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/sustainable-development/responsible-procurement</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/sustainable-development/stakeholder-engagement</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/responsible-banking</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/responsible-banking/responsible-financing</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/responsible-banking/small-medium-business</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/responsible-banking/financial-services-availability</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/responsible-banking/improving-security</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/responsible-investment</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/environmental-management</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/environmental-management/green-financing</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/environmental-management/improving-own-environmental-performance</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/environmental-management/partner-projects</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/vtb-team</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/vtb-team/personnel-management</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/vtb-team/keeping-employees-safe</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/vtb-team/attraction-retention</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/vtb-team/talent-development</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/vtb-team/motivation-remuneration</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/vtb-team/corporate-culture</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/vtb-team/ensuring-labor-safety</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/development-regions-of-presence</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/development-regions-of-presence/management-approach</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/development-regions-of-presence/key-projects</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/about-report</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/audit-report</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/applications</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/applications/participation-business-associations</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/applications/abbreviations</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/applications/gri-compliance</loc><lastmod>2022-02-01</lastmod></url><url><loc>https://csr2020.vtb.com/contacts</loc><lastmod>2022-02-01</lastmod></url></urlset>