During the COVID-19 pandemic:

• 300 billion roubles — repayment holidays for more than 400,000 VTB retail customers;
• 1.3 trillion roubles — restructured loans to large corporate customers;
• VTB has restructured loans to medium and small-sized businesses worth about 230 billion roubles.

Since 2007, a total amount of 18 billion USD of Russian and foreign investments have been raised for the infrastructure of the Russian Federation, including 6.5 billion USD in loans and funds from the VTB Group.

VTB constantly improves its stakeholders’ involvment, including minority shareholders, in the management of the Bank. A new ESG strategy is being developed with their participation, which will supplement VTB’s business strategy in mid-2021.

Affordable lending: the interest rate of 8% per annum is one of the lowest on the market, allowing entrepreneurs to save on loan payments and implement their plans.

New digital solutions: the vast majority of settlement transactions at VTB are available to medium and small businesses online.

VTB – Equity Fund. Responsible Investment launched by VTB has raised over 500 million roubles in new customer funds.

In 2019-2020, VTB Bank financed the construction of solar power plants in Astrakhan and Transbaikal with a capacity of more than 200 MW as well as wind farms in the Rostov region with a capacity of more than 300 MW.

In 2020, despite the COVID-19 pandemic and changes in the business processes due to the transition to a remote work format, VTB recruited more than 11,700 people.

In 2020, as part of the World Without Tears long-term charitable programme, 26 child welfare institutions received financial assistance for the purchase of necessary medical equipment, medicines, and consumables totaling 75 million roubles.